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Where Should I Retire?: I never expected to retire to Panama — but we are living ‘very comfortably’ on $1,200 a month

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Kris Cunningham never expected to be living in Panama. When her husband, Joel, started talking about retiring to Central America, “I thought he had lost his mind.” She didn’t have a passport and had never been abroad.

But after nine years of living in David, a city of 83,000 near the Pacific Ocean and close to the border with Costa Rica, “we are super happy here,” the 69-year-old says. “It’s worked out beyond my wildest expectations.”

She…

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